Experience
Effortless
Property
Underwriting
Unoccupied Property Owners Insurance
Protecting your clients’ commercial property that is vacant or undergoing renovation for the short or long term.
Flexible cover for empty properties
Whether your client’s commercial property is empty for a few weeks or many months, they will need to know it is property protected. You can tailor our Unoccupied Property Owners Insurance to cover your client’s unoccupied property for the period they need. Our options range from 3 months to up to 24 months. We also offer three tiers of cover depending on their needs: FLEA, FLEA plus Flood and Subsidence, and Full Perils.

Who we cover
- Owners of short term unoccupied commercial properties
- Owners of long term unoccupied commercial properties
Your client’s cover
Comprehensive, flexible cover for straightforward and stress-free solutions.
- Buildings up to £3,000,000
- Landlord Contents up to £50,000
- Minimum Buildings Sum Insured £50,000
- Option to extend Public Liability up to £5,000,000
- Option to choose from three tiers of cover: FLEA, FLEA plus Flood and Subsidence, and Full Perils
Right for your client?
We’re clear on our risk appetite so you save time finding the right solutions for your clients.
We target...
Our underwriting appetite includes short and long-term unoccupied properties, including three, six, and twelve-month options. You can also choose from three tiers of cover depending on your client's needs: FLEA, FLEA plus Flood and Subsidence, and Full Perils.
How to trade?
Trade via our online portal, Quota, available 24/7.
Not yet an Iprism broker?
As an Iprism broker, we promise you an effortless underwriting experience. Flexible products tailored precisely to your clients’ needs. Multiple ways to trade with us. Responsive service from real people with deep specialist knowledge.
Join us for effortless solutions and service that sets the industry benchmark.

Meet our property specialists
A dedicated, experienced team committed to bringing you exceptional service.

Aaron Saffery
Property Manager

James Richardson
Underwriter

Rebecca McDucker
Underwriter

Chloe Richards
Assistant Underwriter

Izzy Gray
Assistant Underwriter

Megan Griffiths
Assistant Underwriter

Sam Parker
Apprentice Underwriting Assistant
Become an Iprism broker
As an Iprism broker, we promise you an effortless underwriting experience. Flexible products tailored precisely to your clients’ needs. Multiple ways to trade with us. Responsive service from real people with deep specialist knowledge.
Register now for effortless solutions and service that sets the industry benchmark.