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Retail Insurance
Our Retail Insurance is a comprehensive package policy for shopkeepers, protecting them against loss of stock and business interruption.
Access a comprehensive package policy for shopkeepers
Whether your client runs a shop, a cozy café, or a thriving beauty salon, Iprism offers a retail insurance package that provides comprehensive coverage for most retail premises. Our retail insurance protects business owners against loss of stock and business interruption, with standard policies including Employers’, Public, and Product Liability cover.
Additionally, this product can be tailored to include buildings insurance, offering your clients a single, all-encompassing insurance solution to meet all their needs.
Who we cover
- Whether your client runs a shop, a cozy café, or a thriving beauty salon, Iprism offers a retail insurance package that provides comprehensive coverage for most retail premises.
Your client’s cover
Comprehensive, flexible cover for personalised solutions.
- Public and Products Liability up to £5,000,000
- Employers’ Liability of £10,000,000 included as standard
- Accidental Damage included as standard
- Contents up to £500,000
- Stock, including high risk stock, up to £250,000
- Seasonal stock increase included as standard
- Business Interruption up to £1,000,000 per annum (higher amount available on request)
- Money, Personal Accident Assault and Goods in Transit up to £10,000 each
- £1,000,000 in the aggregate, £100,000 any one claim
- Terrorism covered as standard
- £100,000 of legal expenses cover provided as standard
- Equipment provided by HSB Engineering Insurance
Right for your client?
We’re clear on our risk appetite so you save time finding the right solutions for your clients.
We target...
- Barbers
- Beauty Salons
- Butchers
- Coffee Shops
- Electrical Goods Retailing
- General Stores
- Gift and Fancy Good Shops
- Grocers
- Hairdressers
- Newsagents
- Off Licenses
- Sandwich Bars
We consider...
We're not the right fit for...
Meet our property specialists
A dedicated, experienced team committed to bringing you exceptional service.
Aaron Saffery
Property Manager
James Richardson
Underwriter
Chloe Richards
Assistant Underwriter
Izzy Gray
Assistant Underwriter
Megan Griffiths
Assistant Underwriter
Sam Parker
Apprentice Underwriting Assistant
Become an Iprism broker
As an Iprism broker, we promise you an effortless underwriting experience. Flexible products tailored precisely to your clients’ needs. Multiple ways to trade with us. Responsive service from real people with deep specialist knowledge.
Register now for effortless solutions and service that sets the industry benchmark.