Experience
Effortless
Property
Underwriting
Commercial Combined Insurance
Our Commercial Combined product is for businesses operating from a premises, providing a tailored level of cover for clients who have complex requirements.
This flexible policy can be customised to suit your client's requirements
Our Commercial Combined product is designed for small to medium businesses with needs beyond standard package products.
We offer coverage for Property Damage, Business Interruption, Public and Products Liability, Employers’ Liability, Engineering Breakdown, and Legal Expenses.
Our proactive and personable underwriting approach ensures a hassle-free experience in securing flexible commercial insurance for your clients.
Who we cover
- Our underwriting appetite covers a broad range of trades, and our underwriters have significant delegated authority under this product.
- They can consider risks and trades beyond our package policies, including wholesalers and manufacturers.
Your client’s cover
Comprehensive, flexible cover for personalised solutions.
- Employers’ Liability of £10,000,000 included as standard
- Public Liability £2,000,000, £5,000,000 or £10,000,000
- Products Liability £2,000,000, £5,000,000 or £10,000,000 options
- Material Damage
- Business Interruption
- Goods in Transit
- Money and Personal Assault
- Specified All Risks cover for UK, EU and worldwide
- Loss of Licence
- Glass Breakage
- Terrorism cover for Material Damage Covered as standard
- Equipment Breakdown provided by HSB Engineering Insurance
- £100,000 of legal expenses cover provided as standard
Right for your client?
We’re clear on our risk appetite so you save time finding the right solutions for your clients.
We target...
- Carpet & Flooring Wholesalers
- Electronic Component Wholesalers
- Food Wholesalers
- Marble/Granite Wholesalers
- Metal Fabrication
- Metal/Powder Coaters
- Office Supplies Wholesalers
- Sign Writers
- UPVC Window & Door Manufacturers
- Woodworkers
We're not the right fit for...
Meet our property specialists
A dedicated, experienced team committed to bringing you exceptional service.
Aaron Saffery
Property Manager
James Richardson
Underwriter
Chloe Richards
Assistant Underwriter
Izzy Gray
Assistant Underwriter
Megan Griffiths
Assistant Underwriter
Sam Parker
Apprentice Underwriting Assistant
Become an Iprism broker
As an Iprism broker, we promise you an effortless underwriting experience. Flexible products tailored precisely to your clients’ needs. Multiple ways to trade with us. Responsive service from real people with deep specialist knowledge.
Register now for effortless solutions and service that sets the industry benchmark.