High Value Home

Our High Value Home product is designed exclusively for owners of high value homes, collectors of fine art and other valuables with a flexible underwriting approach. Alongside the main residence, we can also accommodate weekend homes, holiday homes in the UK and let properties allowing your clients the option to have one policy for their property portfolio.

What can the iprism High Value Home product offer your clients?

Policy wordings summaries and schedules are available electronically via our system.

  • Our extensive cover automatically includes: All Risks cover as standard, including worldwide cover for contents
  • High single article limits of £15,000 for jewellery & watches and £25,000 for art & antiques
  • No security warranties as standard
  • Alternative Accommodation paid for up to 5 years
  • Cover for finding leaks up to £50,000
  • Accidental Damage by Pets
  • Personal cash covered up to £5,000, increased to £10,000 for money in a safe
  • Cover for contents within outbuildings up to the contents sum insured
  • Trauma Cover following a violent crime at your home
  • Cover for personal belongings of permanent members of the home whilst away at university, college or boarding school
  • Legal expenses cover for a range of legal issues such as tax issues and work-related issues up to £100,000
  • Home emergency assistance for up to £1,000 for emergency repairs to your home by approved tradesmen
  • Identity Theft – Up to £100,000 to cover fees and expenses if you are the victim of identity fraud

Our Panel