Specialist High Value Home Insurance Underwriters
The High Value Home Insurance from iprism is designed exclusively for owners of high net worth homes and collectors of fine art and other valuables. More than a standard homeowners insurance policy, high-value home insurance is one of the more comprehensive insurance policies on the market, and typically provides a higher quality of coverage.
By working closely with our panel of insurers we offer a flexible underwriting approach that better meets the needs of homeowners in search of specific, specialist cover for their treasured possessions. With worldwide cover for contents, your clients are covered both home and away.
Protect your clients entire property portfolio
Alongside buildings and contents insurance for the main residence, we can also provide cover for second homes, holiday homes, homes loaned to relatives and professional let properties across the UK. This gives your clients the option to purchase one single policy that is designed to protect their entire property portfolio. Learn more about our full Private Client offering here.
Dedicated and knowledgeable underwriters
And remember if you need to adjust any of the features within our High Value Home insurance policy, our dedicated underwriters are here to work with you to create a solution that meets your client’s exact requirements.
What can our cover offer your clients?
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Core Cover
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| All Risks cover as standard |
| Worldwide cover for contents |
| Single article limits of £15,000 for jewellery & watches and £25,000 for art & antiques |
| Alternative Accommodation paid for up to 5 years |
| Cover for trace and access up to £50,000 |
| Accidental Damage by pets |
| Personal money covered up to £5,000, increased to £10,000 within a locked safe at the home |
| Cover for contents in outbuildings as standard |
| Trauma Cover following a violent crime at your home |
| Cover for personal belongings of permanent members of the home whilst away at university, college, or boarding school |
| Legal expenses cover for a range of legal issues up to £100,000 |
| Home emergency assistance for up to £1,000 for emergency repairs to your home by approved tradesmen |
| Identity Theft up to £100,000 to cover fees and expenses if you are the victim of identity fraud |
At iprism, it’s simple to get in touch and fast to get a response. If you have any questions about our cover, please call our team on 0207 553 0800 or email privateclients@iprism.co.uk.
We offer tailored solutions to insurance brokers for their private clients through UK-based, rated capacity providers. Our experienced and trusted underwriters are committed to building personal relationships with you, endeavouring to provide an exceptional service. We will work closely with you to provide a bespoke policy to fit your client’s individual needs.
By joining iprism you will gain access to a comprehensive range of quality insurance solutions, enabling you to serve your clients with peace of mind. Learn more about becoming an iprism broker here.
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