Experience
Effortless
Private client
Underwriting
High Value Home Insurance
Exceptional cover for owners of high value homes and collectors of fine art and other valuables.
Premium bespoke insurance
For your private clients who own high value homes, we know protecting their treasured collections and possessions is a priority. The same often goes for their property portfolio. Our High Value Home Insurance is designed for their peace of mind.
With a flexible underwriting style and trusted insurer partnerships, we tailor your clients’ policies to meet their exact requirements. This includes specialised protection for their most prized belongings, worldwide contents cover, and the option to insure an entire property portfolio under a single, comprehensive policy. Beyond main residences, we also cover second homes, holiday homes, homes loaned to relatives, and professionally let properties across the UK.
Who we cover
- Owners of high net worth homes
- Collectors of fine art, antiques or other valuables
Your client’s cover
Comprehensive, flexible cover for straightforward and stress-free solutions.
- All Risks worldwide cover as standard
- Accidental Damage cover as standard
- Single article limits of £15,000 for jewellery & watches and £25,000 for art & antiques
- Alternative Accommodation paid for up to 5 years including domestic pets and horses
- Cover for trace and access up to £50,000
- Personal money covered up to £5,000, increased to £10,000 within a locked safe at the home
- Cover for contents in outbuildings as standard
- Trauma Cover following a violent crime at your home
- Cover for personal belongings of permanent members of the home whilst away at university, college, or boarding school, as well as dependant relatives who are resident in a nursing home or residential care home
- New acquisitions up to 25% of the sum insured within 60 days
- Large Loss waiver for claims over £10,000
- Legal Expenses, Home Emergency and cyber cover included as standard
Right for your client?
We’re clear on our risk appetite so you save time finding the right solutions for your clients.
We target...
- Buildings and/or contents with jewellery and art & antiques cover where necessary
- Well-balanced sums insured
- Professional clients
- Clients’ that have had their buildings & contents sums reviewed professionally
- Claim-free risks
- Clients’ over the age of 25
- Properties up to a total sum insured of £5m any one location
- Premiums over £1,500 only
We consider...
We're not the right fit for...
How to trade?
Once you've entered your client's details into Quota, our underwriters will review the information and be in touch. If you have any additional information to share or would like to discuss specific requirements, feel free to email our team.
Not yet an Iprism broker?
As an Iprism broker, we promise you an effortless underwriting experience. Flexible products tailored precisely to your clients’ needs. Multiple ways to trade with us. Responsive service from real people with deep specialist knowledge.
Join us for effortless solutions and service that sets the industry benchmark.
Meet our private clients specialists
A dedicated, experienced team committed to bringing you exceptional service.
Victoria Blanche
Private Clients Manager
Euan Dazley
Underwriter
Archie Bostwick-Horton
Assistant Underwriter
Billy Janes
Assistant Underwriter
Louie Sladden
Assistant Underwriter
Alice Marchant
Apprentice Underwriting Assistant
Become an Iprism broker
As an Iprism broker, we promise you an effortless underwriting experience. Flexible products tailored precisely to your clients’ needs. Multiple ways to trade with us. Responsive service from real people with deep specialist knowledge.
Register now for effortless solutions and service that sets the industry benchmark.