Experience
Effortless
Private client
Underwriting
Iprism Private Clients Welcomes BIBA Members
Access High Value Home insurance from a service-led Managing General Agent.
Cover that goes beyond standard
For over a decade, Iprism Private Clients has been delivering quality insurance solutions to UK brokers. Our highly experienced underwriters work closely with our brokers, treating each case separately and with flexibility. Our products are all underwritten by UK-based, rated insurers. That, combined with our market knowledge, makes Iprism a successful insurance provider.
Our online portal is available 24/7. This reactive and simple-to-use system, along with our exceptional service, enables brokers to serve their clients with peace of mind.
Key member benefits of Iprism
- Response from an underwriter within a working day
- Bespoke rates for BIBA members
- Support from an UK-based team available via telephone, live chat and email
- Enhanced commission of 20%
- Direct access to a dedicated underwriter
- Access to our online system available 24/7
- Option for clients to pay annually or monthly
- Fast and efficient referral system for non-standard quotes
High Value Home Cover
We cannot usually cover homes with thatched rooves, footballers’ homes, motor traders/car salespeople working from home, jewellers working from home, working farms and liveries or extensive equestrian activities at the home.
- All Risks Cover as standard
- Worldwide Cover for Contents
- Single Article Limits of £15,000 for Jewellery & Watches and £25,000 for Art & Antiques
- Alternative Accommodation paid for up to 5 years
- Cover for Trace and Access up to £50,000
- Accidental Damage by pets
- Personal Money covered up to £5,000, increased to £10,000 within a locked safe at the home
- Cover for Contents in outbuildings as standard
- Trauma Cover following a violent crime at your home
- Cover for Personal Belongings of permanent members of the home whilst away at university, college, or boarding school
- Legal Expenses Cover for a range of legal issues up to £100,000
- Home Emergency Assistance for up to £1,000 for emergency repairs to your home by approved tradesmen
- Identity Theft up to £100,000 to cover fees and expenses if you are the victim of identity fraud
Specialist High Value Home Insurance underwriters
The High Value Home Insurance from iprism is designed exclusively for owners of high net worth homes and collectors of fine art and other valuables. More than a standard homeowners insurance policy, high-value home insurance is one of the more comprehensive insurance policies on the market, and typically provides a higher quality of coverage. Benefits of the Iprism High Value Home product:
Large Loss Waiver
We’ll waiver the excess for claims over £10,000 (excluding Subsidence, Landslip and Heave).
Hole in one
We’ll pay £500 if a hole in one is achieved in an official golf competition.
Trauma cover
Cover of counselling fees, security upgrades, and estate agent fees.
Identity theft
We’ll assign a personal caseworker to help regain identity and defend legal rights.
Data replacement
Up to £5,000 towards the cost of retrieving and reconstructing data.
Money
Up to £5,000 for physical loss, increased to £10,000 if stolen from a locked safe.
Rebuilding cost guarantee
We'll pay full rebuild cost if a rebuilding cost valuation has been carried out in the last 5 years.
Essential alterations
If your client becomes permanently physically disabled, we’ll pay up to £50,000 to make the required alterations.
How to access this scheme
Meet our property specialists
A dedicated, experienced team committed to bringing you exceptional service
Victoria Blanche
Private Clients Manager
Euan Dazley
Underwriter
Archie Bostwick-Horton
Assistant Underwriter
Billy Janes
Assistant Underwriter
Louie Sladden
Assistant Underwriter
Alice Marchant
Apprentice Underwriting Assistant
Become an Iprism broker
As an Iprism broker, we promise you an effortless underwriting experience. Flexible products tailored precisely to your clients’ needs. Multiple ways to trade with us. Responsive service from real people with deep specialist knowledge.
Register now for effortless solutions and service that sets the industry benchmark.