iprism Private Clients Welcomes BIBA Members
Access High Value Home insurance from a service-led Managing General Agent.
about iprism Private Clients
For over a decade, iprism Private Clients has been delivering quality insurance solutions to UK brokers. Our highly experienced underwriters work closely with our brokers, treating each case separately and with flexibility. Our products are all underwritten by UK-based, rated insurers. That, combined with our market knowledge, makes iprism a successful insurance provider.
Our online portal is available 24/7. This reactive and simple-to-use system, along with our exceptional service, enables brokers to serve their clients with peace of mind.
Key Member Benefits of iprism
Response from an underwriter within a working day
Bespoke rates for BIBA members
Support from an UK-based team available via telephone, live chat and email
Enhanced commission of 20%
Direct access to a dedicated underwriter
Access to our online system available 24/7
Option for clients to pay annually or monthly
Fast and efficient referral system for non-standard quotes
SPECIALIST HIGH VALUE HOME INSURANCE UNDERWRITERS
The High Value Home Insurance from iprism is designed exclusively for owners of high net worth homes and collectors of fine art and other valuables. More than a standard homeowners insurance policy, high-value home insurance is one of the more comprehensive insurance policies on the market, and typically provides a higher quality of coverage.
Benefits of the iprism High Value Home Product
LARGE LOSS WAIVER
We’ll waiver the excess for claims over £10,000 (excluding Subsidence, Landslip and Heave).
HOLE IN ONE
We’ll pay £500 if a hole in one is achieved in an official golf competition.
TRAUMA COVER
Cover of counselling fees, security upgrades, and estate agent fees.
IDENTITY THEFT
We’ll assign a personal caseworker to help regain identity and defend legal rights.
DATA REPLACEMENT
Up to £5,000 towards the cost of retrieving and reconstructing data.
MONEY
Up to £5,000 for physical loss, increased to £10,000 if stolen from a locked safe.
REBUILDING COST GUARANTEE
We'll pay full cost of rebuild if a rebuilding cost valuation has been carried out in the last 5 years.
ESSENTIAL ALTERATIONS
If your client becomes permanently physically disabled, we’ll pay up to £50,000 to make the required alterations.
High Value Home COVER
All Risks Cover as standard
Worldwide Cover for Contents
Single Article Limits of £15,000 for Jewellery & Watches and £25,000 for Art & Antiques
Alternative Accommodation paid for up to 5 years
Cover for Trace and Access up to £50,000
Accidental Damage by pets
Personal Money covered up to £5,000, increased to £10,000 within a locked safe at the home
Cover for Contents in outbuildings as standard
Trauma Cover following a violent crime at your home
Cover for Personal Belongings of permanent members of the home whilst away at university, college, or boarding school
Legal Expenses Cover for a range of legal issues up to £100,000
Home Emergency Assistance for up to £1,000 for emergency repairs to your home by approved tradesmen
Identity Theft up to £100,000 to cover fees and expenses if you are the victim of identity fraud
We cannot usually cover homes with thatched rooves, footballers’ homes, motor traders/car salespeople working from home, jewellers working from home, working farms and liveries or extensive equestrian activities at the home.
