iprism Private Clients Welcomes BIBA Members

Access High Value Home insurance from a service-led Managing General Agent.

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about iprism Private Clients

For over a decade, iprism Private Clients has been delivering quality insurance solutions to UK brokers. Our highly experienced underwriters work closely with our brokers, treating each case separately and with flexibility. Our products are all underwritten by UK-based, rated insurers. That, combined with our market knowledge, makes iprism a successful insurance provider.

Our online portal is available 24/7. This reactive and simple-to-use system, along with our exceptional service, enables brokers to serve their clients with peace of mind.

Key Member Benefits of iprism

  Response from an underwriter within a working day

  Bespoke rates for BIBA members

  Support from an UK-based team available via telephone, live chat and email

  Enhanced commission of 20%

  Direct access to a dedicated underwriter

  Access to our online system available 24/7

  Option for clients to pay annually or monthly

  Fast and efficient referral system for non-standard quotes


The High Value Home Insurance from iprism is designed exclusively for owners of high net worth homes and collectors of fine art and other valuables. More than a standard homeowners insurance policy, high-value home insurance is one of the more comprehensive insurance policies on the market, and typically provides a higher quality of coverage.

Benefits of the iprism High Value Home Product


We’ll waiver the excess for claims over £10,000 (excluding Subsidence, Landslip and Heave).


We’ll pay £500 if a hole in one is achieved in an official golf competition.


Cover of counselling fees, security upgrades, and estate agent fees.


We’ll assign a personal caseworker to help regain identity and defend legal rights.


Up to £5,000 towards the cost of retrieving and reconstructing data.


Up to £5,000 for physical loss, increased to £10,000 if stolen from a locked safe.


We'll pay full cost of rebuild if a rebuilding cost valuation has been carried out in the last 5 years.


If your client becomes permanently physically disabled, we’ll pay up to £50,000 to make the required alterations.

High Value Home COVER

  All Risks Cover as standard

  Worldwide Cover for Contents

  Single Article Limits of £15,000 for Jewellery & Watches and £25,000 for Art & Antiques

  Alternative Accommodation paid for up to 5 years

  Cover for Trace and Access up to £50,000

  Accidental Damage by pets

  Personal Money covered up to £5,000, increased to £10,000 within a locked safe at the home

  Cover for Contents in outbuildings as standard

  Trauma Cover following a violent crime at your home

  Cover for Personal Belongings of permanent members of the home whilst away at university, college, or boarding school

  Legal Expenses Cover for a range of legal issues up to £100,000

  Home Emergency Assistance for up to £1,000 for emergency repairs to your home by approved tradesmen

  Identity Theft up to £100,000 to cover fees and expenses if you are the victim of identity fraud

We cannot usually cover homes with thatched rooves, footballers’ homes, motor traders/car salespeople working from home, jewellers working from home, working farms and liveries or extensive equestrian activities at the home.