Top-up protection that works harder for you and your clients
In today’s rapidly evolving insurance landscape, ensuring your client’s liability coverage is sufficient can be a challenge. With rising claims costs and increasingly complex risks, standard liability policies aren’t always enough. That’s where Excess of Loss comes in - a simple, effective way to boost protection and deliver peace of mind.
At Iprism, we’ve made accessing this additional cover easy. Our new Excess of Loss Insurance product is now live on Quota and available via Acturis, offering brokers a smooth route to top-up liability cover that’s tailored to their client's needs.
What is Excess of Loss?
Excess of Loss Insurance provides an extra layer of protection above a client’s primary liability policy. When that primary cover is exhausted, our Excess of Loss policy steps in to cover the additional costs - helping to safeguard your client from large or unexpected claims.
This is particularly valuable in the construction industry, where even a single high-value claim can threaten business continuity.
Why Choose Iprism’s Excess of Loss Cover?
Our solution is designed to give brokers the flexibility and speed they need to place cover confidently. Here’s what sets us apart:
- Quick & simple placement – Easily accessible via Quota and Acturis
- Tailored limits – You tell us the extra limit required; we’ll do our best to match it
- Minimum premiums from ~£400 (inclusive) – Competitively priced for a range of clients
- Expert support – Our experienced team is here to guide you at every stage
We understand that no two clients are the same – that’s why our approach is always solutions-led.
Our Appetite
We offer cover for a wide range of trades. Take a look at our underwriting appetite to see how we can support you. We’re ready to help you place the right protection with confidence.
Ready to Place Cover?
With a straightforward process and responsive underwriting team, we make Excess of Loss hassle-free.
Learn more about our Excess of Loss product here: https://www.iprism.co.uk/construction/excess-of-loss-insurance
Share
