A recent consultation by Pool Re has revealed a concerning gap in SME protection: only 4% of businesses have terrorism insurance, despite many believing they’re already covered. This disconnect leaves clients vulnerable and puts brokers at risk of reputational damage.
At Iprism, we believe that closing this gap shouldn’t be complicated — and we’ve made sure it isn’t.
Terrorism Cover, Built In
While the industry debates whether terrorism insurance should become standard again, we’ve already taken that step. Terrorism cover is now included as standard on all our commercial property products. That means:
- No extra paperwork
- No additional premiums
- No gaps in cover
There are no bolt-ons or hidden costs — just clear, comprehensive protection that gives brokers and their clients peace of mind.
Driven by Ambition and Continuous Improvement
This move reflects more than just a product enhancement — it’s a direct expression of our company values.
Our ambition drives us to lead, not follow. By anticipating industry needs and acting decisively, we empower brokers to offer more. Our commitment to continuous improvement ensures we’re always evolving — refining our products, streamlining processes, and delivering smarter solutions that meet the realities of today’s risk landscape.
Why It Matters
Terrorism is no longer a distant threat — it’s a real, if rare, risk that can have devastating consequences. By offering built-in cover, brokers can protect their clients more effectively and strengthen their own value proposition in the process.
Whether you’re looking to enhance your offering or ensure your clients are fully protected, Iprism makes it easy. Our commercial property products are available to e-trade exclusively via Quota, giving you fast, flexible access to the cover your clients need — including terrorism protection, as standard.
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