Whether your client operates a shop, a local café or a successful beauty salon, iprism can provide a retail insurance package that will deliver comprehensive cover to most retail premises. Our retail insurance can protect business owners against loss of stock and business interruption; the standard policy will provide Employers’, Public and Product Liability cover.
This product can also be tailored to include buildings insurance, which means the client benefits from a single insurance solution that meets all their requirements. If your client does not have a High Street presence and instead trades online, you may find our Internet Traders insurance cover to be of interest.
What can our cover offer your clients?
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Core Cover
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| Public and Products Liability up to £5,000,000 |
| Employers’ Liability of £10,000,000 included as standard |
| Accidental Damage included as standard |
| Contents up to £500,000 |
| Stock, including high risk stock, up to £250,000 |
| Seasonal stock increase included as standard |
| Business Interruption up to £1,000,000 per annum (higher amount available on request) |
| Money, Personal Accident Assault and Goods in Transit up to £10,000 each |
| Commercial Legal Expenses £100,000 included as standard |
| Terrorism covered as standard |
| £100,000 of legal expenses cover provided as standard |
| Equipment Breakdown provided by HSB Engineering Insurance |
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Optional Cover
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| Buildings and Tenants Improvements |
| Loss of Licence |
| Business equipment away from the premises, UK only |
| Manual work away liability |
| Extend standard Treatment Risks |
If you have any questions about our cover, please call our team on 0207 553 0800 or email info@iprism.co.uk.
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