If your client owns a property that is let to residential tenants, they will need to be confident their investment is properly protected.
Our flexible Residential Property Owners insurance is suitable for clients with a single residential let property or those with an entire portfolio of properties.
Our underwriting appetite extends to include different types of tenants and properties of non-standard construction. You can also cover your clients if they have properties that have been unoccupied for up to 24 months. We offer three tiers of cover depending on your client's unoccupied needs: FLEA, FLEA plus Flood and Subsidence, and Full Perils.
Please see our Unoccupied Property Owners Insurance for more details.
What can our cover offer your clients?
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Core Cover
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| Buildings up to £10,000,000 |
| Loss of Ground Rent (20% of rebuild value) included as standard |
| Property Owners Liability up to £5,000,000 |
| Material Damage by Tenants up to £10,000 included as standard |
| Commercial Legal Expenses £100,000 including Property Repossession Cover |
| Loss of Rent |
| Terrorism covered as standard |
| Property Owners Liability up to £10,000,000 |
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Optional Cover
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| Landlord’s Contents of Residential Units and Communal Areas |
| Accidental Damage |
| Subsidence |
| Employers’ Liability of £10,000,000 |
If you have any questions about our cover, please call our team on 0207 553 0800 or email info@iprism.co.uk.
Get A QuoteOur Residential Property Owners Insurer Panel
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