Specialist Commercial Property Owners underwriters
If your client owns a property that is let to commercial tenants or a mix of commercial and residential tenants, they will need to be confident their investment is properly protected. Our flexible Commercial Property Insurance is suitable for clients with a single property or those with an entire portfolio of properties.
Flexible and extensive protection for your clients
Our core cover offers flexible and extensive protection for your clients. It includes cover for the building itself, the loss of rent and ground rent (20% of the rebuild value), Property Owners Liability, material damage by tenants, commercial legal expenses, and unoccupied property cover. View the table below for a full breakdown of our Commercial Property Insurance core and optional cover.
Our underwriting appetite extends to include tenants of different circumstances, business descriptions and properties of non-standard construction. You can also cover your clients if they have properties that have been unoccupied for up to 24 months. We offer three tiers of cover depending on your client's unoccupied needs: FLEA, FLEA plus Subsidence and Impact, and Full Perils.
Please see our Unoccupied Property Owners Insurance for more details.
What can our cover offer your clients?
|
Core Cover
|
|---|
| Buildings up to £10,000,000 |
| Loss of Ground Rent (20% of rebuild value) included as standard |
| Property Owners Liability up to £5,000,000 |
| Material Damage by Tenants up to £10,000 included as standard |
| Commercial Legal Expenses £100,000 including Property Repossession Cover |
| Loss of Rent |
| Terrorism covered as standard |
|
Optional Cover
|
| Landlords Contents of Residential Units and Communal Areas |
| Accidental Damage |
| Subsidence |
| Employers’ Liability of £10,000,000 |
| Property Owners Liability up to £10,000,000 available on request |
Broker benefits
We are the MGA that delivers exceptional service. As specialists in Commercial Property Insurance & Commercial Landlords Insurance we enable you to cover your clients with peace of mind.
When you become an iprism broker you benefit from instant quotes and full point of sale documentation. Policies underwritten by a panel of rated insurers. Access to our fast and efficient online portal which is available 24/7. Ongoing support from our experienced underwriters. Competitive commission levels and a simple online renewal process.
Learn more about becoming an iprism broker here.
If you have any questions about our cover, please call our team on 0207 553 0800 or email info@iprism.co.uk.
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